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Senior Underwriter

Kettle

Kettle

Marketing & Communications
United States
USD 120k-160k / year + Equity
Posted on Oct 9, 2025

Kettle is a fast growing Managing General Agency (MGA) specializing in wildfire insurance combining advanced underwriting technology with deep industry experience along with an expansion of product to include All Other Perils Property exposures. We are seeking a Senior Underwriter to join our team and expand their career in property underwriting. This role will report directly to the Senior Vice President of Underwriting with responsibility for evaluating E&S property risks to determine policy eligibility, terms and pricing along with supervision of staff underwriters along with building and maintaining key wholesale broker relationships.

Primary Responsibilities

  • Underwrite complex commercial property risks.
  • Manage and grow a profitable book of business.
  • Develop and maintain strong relationships with brokers and agents.
  • Collaborate with the SVP of Underwriting and other teams to develop and launch new product initiatives.
  • Maintain expertise in property E&S market dynamics, trends, and competitive landscape.
  • Ensure adherence to underwriting controls, policies, and guidelines.
  • Direct supervision of underwriters.
  • Mentor and guide underwriters.
  • Participate in the implementation of new policy administration and underwriting workbench platforms.
  • Up to 20% travel is expected.
  • Other duties as assigned.
  • Bachelor’s degree required
  • 5+ years of experience in underwriting commercial property, preferably on an E&S basis.
  • Prefer prior experience underwriting wildfire exposures.
  • Demonstrated track record of building broker relationships.
  • Ability to apply a strategic perspective to improve and generate innovative solutions within the underwriting function.
  • Knowledge of regulatory requirements.
  • Expertise in commercial policy forms and rating schematics.
  • Licensed in surplus lines in the Western US required, all 50 states preferred.
  • Experience underwriting Ground Up, Primary and Loss Limit Property accounts.
  • Be part of a mission-driven company tackling real-world challenges.
  • Work with a passionate and innovative team in a collaborative environment.
  • Opportunity to influence cutting-edge wildfire risk modeling in a dynamic industry.
  • Competitive salary and benefits package, including remote work.
  • The salary range for this role is $120,000 - $160,000
  • This position is bonus eligible
  • This position is eligible for stock options (subject to board approval)

Our Kettle Inc. ("Kettle") is an equal opportunity employer. Kettle provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.